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Up to 100%

Invoice Value

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Time

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Over 80

Capital Sorted lenders and
financial providers

What is Invoice Finance?

Invoice finance is a financing solution that allows businesses to access cash tied up in unpaid invoices. Rather than waiting for customers to pay their invoices, businesses can sell their invoices to a third-party lender, known as a factoring company or invoice financier.

The lender advances a percentage of the invoice value, typically up to 90%, and then collects payment from the customer directly. Once the invoice is paid in full, the lender deducts their fees and returns the remaining amount to the business. This type of financing can be useful for businesses with long payment terms, as it provides access to cash to cover expenses and helps to improve cash flow.

Here’s why more Australian businesses are turning to invoice finance:

Fast access to funds – No more waiting for clients to pay

Improved cash flow – Cover operating costs without waiting for payments

No property security required – The invoice is your collateral

Flexible funding – The more you invoice, the more you can access

Grow without stress – Take on new work without worrying about cash delays

The team at Capital Sorted understands the day-to-day pressures of running a business, which is why our invoice factoring solutions are designed to be simple, fast, and supportive.

Ready to Boost Your Cash Flow?

Don’t let unpaid invoices hold your business back. With the best invoice financing you can take control of your cash flow and focus on what matters most, growing your business!

Contact our team today by calling 02 9037 6228 to learn more about how our invoice finance solutions can work for you or apply online in minutes. We can also help with a range of services including trade finance, line of credit/overdraft and unsecured business loan solutions.

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How to get started for Invoice Finance?

Check your Eligibility for an a Invoice Finance

  • An approved credit check and strong bank statements are needed.
  • You will need to demonstrate that you have the means to keep up the repayments and meet certain criteria to prove this.

Why choose Invoice Finance?

3 benefits of Invoice Finance with Capital Sorted

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No Need For Collateral

Invoice finance is typically unsecured, which means that businesses do not have to put up collateral, such as property or assets, to secure the financing. This can be beneficial for businesses that do not have significant assets to use as security.

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Quicker Access To Funds

Invoice finance provides businesses with quicker access to funds than traditional financing options, such as bank loans. The approval process is typically faster, and businesses can receive funds within a matter of days.

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No Impact On Credit

Invoice finance does not typically affect a business’s credit score, as it is not considered a loan. This can be beneficial for businesses that are looking to maintain their creditworthiness and improve their chances of obtaining financing in the future.

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Case Study

Helping SME businesses grow all across Australia

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“Scott was an amazing professional; and friendly person to deal with!! He made us feel comfortable and with his personal touch made it easy and trust assured that he had our business in his best interests at all time! Would highly recommend to anyone.”

Samantha Hansen

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Frequently Asked Questions

The cost of invoice finance varies depending on the lender and the terms of the financing agreement. Typically, businesses are charged a discount fee, which is a percentage of the invoice value, as well as other fees, such as a set-up fee or a monthly service fee.

Yes, customers will typically be notified that a third-party lender is involved in the payment process. This is because the lender will be collecting payment directly from the customer.

Yes, businesses can typically choose which invoices to finance and how much to finance, depending on their cash flow needs. Some lenders may have minimum or maximum financing requirements, however.

If a customer does not pay their invoice, the lender may require the business to buy back the invoice or may take legal action against the customer to recover the funds.

The time it takes to receive funds through invoice finance depends on the lender and the type of financing agreement. Typically, businesses can receive funds within a matter of days, once the lender has approved the financing agreement and received the necessary documentation.

Need Help?

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Let us help with your business finance needs. Request a call back to chat with one of our business specialists.

Contact Us

We’ll help you grow your business and figure our what’s working for you and what isn’t.

Send Enquiries

Email hello@capitalsorted.com.au if you need assistance with choosing a business loan for your needs.
Let’s get you sorted!
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