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Up to $20 million

Loan Amounts

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Up to 30 years

Loan Term

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Over 80

Capital Sorted lenders and financial providers

What is a Commercial Loan?

A commercial loan is a type of financing solution that businesses can use to fund capital expenditures or other business-related expenses. This type of loan is typically offered by banks or other financial institutions and may be secured or unsecured, depending on the lender’s requirements.

Commercial loans are often used to purchase or refinance commercial properties, invest in equipment or machinery, or to cover short-term working capital needs. Commercial loans are typically secured with a type of collateral, such as a commercial property that acts as a guarantee for the lender.

The repayment period and interest rates for commercial loans can vary depending on the lender, the type of loan, and the creditworthiness of the borrower.

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How to get started for Commercial Loan?

Check your Eligibility for an a Commercial Loan

  • Have an approved credit check and strong bank statements is needed.
  • You will need to demonstrate that you have the means to keep up the repayments and meet certain criteria to prove this.
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Why choose Commercial Loan?

Why a Commercial Loan?

Large Financing Amounts
Commercial loans can provide businesses with large amounts of financing, making them ideal for major capital expenditures such as purchasing real estate, acquiring other businesses, or investing in new equipment or machinery

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Long Repayment Periods
Commercial loans often come with long repayment periods, which can help businesses to manage their cash flow and make the payments more affordable. Repayment periods can range from several years to several decades, depending on the lender and the type of loan.

Competitive Interest Rates
Commercial loans can have competitive interest rates compared to other types of financing, particularly for businesses with strong credit profiles. Lower interest rates can help businesses to save money on financing costs over the life of the loan.


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Helping SME businesses grow all across Australia

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“Scott was an amazing professional; and friendly person to deal with!! He made us feel comfortable and with his personal touch made it easy and trust assured that he had our business in his best interests at all time! Would highly recommend to anyone.”

Samantha Hansen

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Frequently Asked Questions

A secured commercial loan is backed by collateral, such as property or assets, that the lender can seize if the borrower defaults on the loan. An unsecured commercial loan does not require collateral, but typically comes with higher interest rates and more stringent eligibility requirements.

The time it takes to get approved for a commercial loan varies depending on the lender and the type of loan. Generally, the approval process can take anywhere from a few days to several weeks.

The eligibility requirements for a commercial loan vary depending on the lender and the type of loan. Generally, lenders will look at factors such as the creditworthiness of the business, its financial statements, and its ability to repay the loan. Collateral may also be required for secured loans.

The amount businesses can borrow with a commercial loan depends on the lender and the creditworthiness of the business. Lenders may set a maximum borrowing limit based on the business's financial profile and the type of loan being offered.

The fees associated with a commercial loan vary depending on the lender and the type of loan. Businesses may be charged origination fees, application fees, appraisal fees, or other fees. It is important to review the fees associated with the financing before agreeing to the terms.

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